Many residents of Leduc have RVs or would love to have an RV. They’re a great way to comfortably adventure around the area or explore further afield. Some people may even use their RVs to escape winter down south!
But an unexpected event can result in a damaged or destroyed RV – what then? Can you afford major repairs or replace your RV out of pocket? What if someone gets hurt while visiting you and sues?
Luckily, we offer RV insurance that is affordable and comprehensive whether you have a trailer, motorhome, mobile home or park model. If you’re not sure what type of insurance you need, reach out to us. One of our experienced RV insurance brokers in Leduc can help!
4 Types of RVs
Whatever recreational vehicle you choose, you’ll want an insurance policy that covers all your needs. Here are four different types of RVs and their corresponding insurance requirements.
Travel trailers can be very basic or extremely luxurious. They come in many different shapes and sizes and can cost from a few thousand dollars to over a hundred thousand dollars. Whether you have a pop up trailer or a large fifth wheel, you’ll need the right insurance.
We offer physical damage coverage, emergency vacation expenses, and roadside assistance on all of our trailer policies. You can also add premises or personal liability insurance, an rv rental endorsement, or increase your protection.
Motorhomes come in three categories: Class A, Class B and Class C. They’re often more expensive than trailers and fancier. They’re popular for snowbirders and full-timers as well as those who don’t want a tow vehicle.
We can provide third-party liability, direct compensation for property damage and accident benefits coverage (like regular auto insurance but more affordable for a motorhome). We also include physical damage and emergency vacation expenses and optional additional coverages.
Mobile Homes and Park Model
A mobile home or park model can be a great alternative to owning a traditional house. They’re often more affordable and much easier to get to a remote property. Whether you live in it seasonally or year-round, we can help you insure it.
Insuring your mobile home and park model is similar to insuring a regular home. Our policies may include physical damage, liability and additional living expense coverages. Please note, your home must be permanently blocked and skirted to be eligible for insurance.