Whether you’re camping locally near Fort Saskatchewan or venturing out further afield across Canada or the US, investing in an RV insurance policy can help protect your rest and relaxation time. At RV Direct, we’re RV insurance specialists and offer comprehensive, affordable protection for four types of RVs: trailers, motorhomes, mobile homes and park models.
Trailers are any RV that’s towable by a regular vehicle. They can be very basic or very luxurious and come in a huge variety of types and sizes. They include truck campers, travel trailers, pop ups, hybrids, toy haulers, fifth wheels and more.
Motorhomes are RVs with a motor and are driveable without any tow vehicle. There are three categories of motorhomes: Class A (the largest), Class B (camper vans) and Class C (inbetween). These units are often quite expensive, even used. They also require third-party liability and accident benefits coverage as they are vehicles.
Mobile homes and park models are similar to insure as homes, whether you live in them seasonally or year-round. These homes are usually more affordable and are transported by truck to their final destination. They must be skirted and blocked in order to be insured.
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What does an RV insurance policy cover in Fort Saskatchewan?
Your policy is tailored to your specific needs. Exactly what’s covered will depend on the type of RV you’re insuring, how you use it, and which coverage you’ve purchased. Everything will be outlined in your policy documents. Below are the major components of insurance for each RV type.