Travel Trailer Insurance

Secure a sturdy plan for your travel trailer.
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Travel Trailer Insurance Overview

Did you know that your car insurance will only offer liability coverage while you’re driving? That means you’re on the hook for the cost of any damage or replacement in the event of an accident. While you can add your travel trailer to your home insurance, this coverage is often insufficient and you’ll likely see a big increase in premiums. That’s where travel trailer insurance comes in.

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Protect Your Trailer

Customized Policies Your trailer should carry its own coverage, and we can customize your policy based on your usage. Whether you are a snowbird, a full-timer, or just a summer vacationer, we will work to provide coverage that best suits your needs.

Personalized Reviews No two trailer policies are the same—different limits, different locations, and different needs. Our free, personalized review helps determine the right coverage for you, at the right price.

Help with Claims If you must file a claim, we will be your advocates to guide you through the process.

Key Features

Personal Belongings Coverage

Your homeowner’s or renter’s insurance doesn’t cover belongings kept in your trailer year-round. This coverage applies to personal property that would otherwise go uninsured.

Emergency Vacation Expense

If an unexpected breakdown or event causes you to file a claim while on your trip, you will be covered for the repair and any other incurred expenses so that you can enjoy the rest of your vacation.

Sheds and Decks

Detached structures such as sheds and decks must be covered but may not be under your homeowner policy. This customized policy covers these, as well as other trailer accessories such as awnings, satellite dishes, and generators.


Guaranteed Replacement CostIn the event your RV is written off, this depreciation-free coverage buys you a new, comparable trailer, rather than just reimburse at your RV’s current value.

Roadside Assistance This option pays for towing if your vehicle suffers a breakdown, offers 24/7 telephone assistance, and provides other emergency roadside services anywhere in Canada or the continental United States.

Full-Timer’s CoverageFull-time RV residents encounter many unique insurance decisions. Our insurance advisors can describe these considerations so you have the right coverage before you hit the road.


Additional Info: RV Direct offers a variety of RV insurance options, including comprehensive travel trailer coverage. However, if you’re looking for specialized mobile home insurance in Alberta, we recommend exploring our dedicated service page for tailored protection plans.

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