Located about 50 kilometers from Calgary, Okotoks is a great place to live and visit. The city, with over 28,000 people, is a great location if you own a recreational vehicle. You’re close to the prairies, badlands, foothills and mountains. Whether you’re exploring the area or heading further afield, work with RV Direct Insurance to protect your lifestyle.
We offer affordable, comprehensive RV insurance for Okotoks residents. We can also insure you if you’re a snowbirder or if your RV is a seasonal residence parked on a permanent lot. It’s the perfect time to get an RV insurance quote in Okotoks or learn more about this important protection.
Types of RVs we Insure in Okotoks
At RV Direct, we insure four main types of RVs: travel trailers (or towable trailers), motorhomes, mobile homes (also known as manufactured homes) and park models.
Travel trailers, also known as towable trailers, are becoming more and more popular in Okotoks as people view the nomad lifestyle and an off-the-grid holiday more appealing than ever before. Trailers come in all shapes and sizes and include truck campers, pop ups, fifth wheels and more.
While it’s not mandatory to have an RV insurance policy to tow a travel trailer, it’s a good idea not to rely on your auto policy or home insurance policy to cover you.
While your vehicle insurance covers you for liability and accidental benefits for your towable, you won’t be covered for physical damages or lawsuit fees if you’re involved in an accident.
You may be able to add your trailer to a home policy (although not all insurers allow this), but you may have limited coverage and if your trailer is damaged, will have to make a claim on that policy – which means your home insurance rates will go up.
There are three categories of motorhomes on the market: Class A, Class B and Class C. Motorhomes tend to be more expensive but also more luxurious than trailers and are popular with those who snowbird or travel extensively. Class B motorhomes are also a great option for two adults who want to easily move around.
Our motorhome insurance in Okotoks includes third party liabilty, physical damage and emergency vacation expense coverages. You’re required to have third party liability protection if it’s driven or parked on public roads as it is a vehicle.
Mobile Homes & Park Models
Mobile homes and park models are a great option for seasonal residences – or even permanent homes! They’re similar to insure as homes but do require skirting and blocking to be eligible for insurance protection. Our policies can cover your mobile home or park model, its contents and its outbuildings like a shed or deck.