With such incredible campgrounds and nature nearby (and an awful winter you may want to escape), it’s no surprise Leduc residents are avid RVers. Many people opt for a travel trailer to improve their comfort levels while camping and extend their camping season.
One way to protect your recreation and relaxation time is to get travel trailer insurance in Leduc. This reduces the financial burden of an unexpected event and can get you back to camping as fast as possible.
RV Direct are travel trailer insurance specialists and offer Leduc residents comprehensive, affordable protection. Get a quote today or read on to learn more about this coverage.
Is Travel Trailer insurance required in Leduc?
Travel trailer insurance is not required by law in Leduc. But without a sold insurance policy, you may be left with pricey repair bills or even legal expenses. If your trailer is financed, your lender may also require you to have insurance coverage to protect their investment.
We recommend travel trailer insurance as it’s affordable and offers a lot of protection for the price. It can help get you back to camping faster if disaster strikes and reduce the financial impact of an unexpected event.
Does my car or home insurance policy cover my Travel Trailer?
You’re headed out on Highway 2 North on your way to Chickakoo Lake Recreation Area for a fun weekend away from the hustle and bustle. You stop in at West Edmonton Mall to get some supplies and the top of your trailer hits a canopy as you stop for gas. In this case, your auto insurance will cover repairs to property or another vehicle but it won’t cover any damage your trailer has sustained.
While towing your trailer, your auto insurance will extend third-party liability and accidents benefits coverage. It doesn’t offer any coverage for physical damage and covers nothing at all when you’re not hauling your trailer.
How about your home insurance policy? While sometimes you can add your travel trailer to your home insurance policy, it may not cover everything you need.
Below are a few disadvantages to adding your trailer to your home insurance policy:
- Limited coverage
- Eligibility requirements
- Your trailer may not be adequately insured
- Home premiums can increase due to claims.
The best solution is to purchase separate travel trailer insurance.
What does travel trailer insurance cost in Leduc?
Starting at $200 per year, travel trailer insurance costs are lower than annual vehicle insurance or home insurance prices. Your rates will depend on the type of trailer and how you use your RV among other factors.