Tips to Protect Your Park Model

By Samantha Lemna  | 
March 9, 2016

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 Park model homes are an excellent housing choice, whether you're looking to live in one permanently or seasonally. Your park model helps you enjoy life and create a home away from home, but to protect this investment you need to keep it in good shape. Like a home or RV, a park model does require ongoing maintenance and there a few common risks park model homeowners need to prepare for and prevent. Here are our tips to protect your park model home and keep it in tip-top shape:

#1: Avoid Moisture

Moisture build-up between the roof, walls, floors and other structural elements is a major safety and liability concern when living in a park model. Moisture build-up can lead to mould, rot, corrosion and other damages which can affect the stability and longevity of your home.

The easiest way to protect your park model is to inspect it for leaks. Undetected leaks can cause substantial damage and cost, but inspecting your home regularly can help catch these issues before they become major problems. If you notice a leak, call a professional.

If you intend to be away from your park model for a sustained period of time, ensure that your water is shut off and your drain valves are functioning correctly. Proper drainage around your park model and technology like sump pumps can also go a long way to keeping water away from your home.

#2: Prevent Potential Fires

Fire is a threat to any home, but it is an even bigger concern for park models because of their construction and their proximity to neighbours. The three leading causes of fire in park model homes are electrical equipment malfunction, heating complication and cooking accidents. Ensure that you have proper fire alarms and have an extinguisher on hand. You'll also want to inspect all the electrical equipment in your home or have a professional look at it periodically (particularly if you did not buy the unit new or it is older).

#3: Minimize Storm Damage

Park models are relatively lightweight and portable - it's part of their design! But there's one disadvantage to this: they are highly vulnerable to storm damage. This makes it challenging to protect park models and leads to more expensive park model insurance premiums. There are a few things you can do, however, to better protect your park model from storm damage:

  • Use silicone caulking to seal any leaks, holes or cracks in your home.
  • Maintain your roof, adding sealant, as per your manufacturer’s recommendations.
  • Seal all roof vents, including those for the water heater, furnace and exhaust fans.
  • Visually inspect your home’s skirting. Look for cracks or holes. Remember, it should be secure, but not seal-tight as you need air circulation underneath your park model home.
  • Make sure all pipes are covered with heat tape—an insulating tape that prevents frozen pipes (and super costly water damage).
  • Clean out rain gutters and pipes at least once each season (and more often, depending on foliage and conditions).

#4: While in Transit, Ensure Your Park Model is Protected

There's obviously an increased risk of damage to your home while it's in transit. Be sure to choose reputable companies with good reviews and service guarantees.Whether it is moved only once or every season, talk to your insurance broker about protecting your home while it's in transit.New Call-to-action

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