Your auto insurance will extend third-party liability coverage to your trailer while you’re towing it. However, you may require personal or premises liability as well.
What is Comprehensive Personal Liability insurance?
Personal liability is normally covered by your homeowner’s policy (or renter’s or condo policy). We will add this to your policy if you’re a temporary resident in your trailer.
This protection covers your legal fees if a visitor steps into your trailer, falls and gets hurt, or you unintentionally cause damage to someone’s property and you get sued. For example, if someone slips while walking up the steps to your trailer, they could sue you to cover their medical bills and lost income due to being unable to work.
What is Premises Liability Insurance?
If your travel trailer is parked on a lot rented or leased by you and someone gets hurt or injured while visiting you, you’ll have financial protection if you get sued. This can include a site at a campground or RV resort or a storage lot.
Emergency Vacation Expenses
Emergency vacation expenses cover additional expenses like accommodation or transportation if you have a covered claim while you’re travelling or camping in your trailer. This can be used to get you home, continue your vacation or put you up while your trailer is repaired.
All of our travel trailer insurance policies in Lloydminster include basic roadside assistance.
Below are five benefits that are included:
- Towing services (limited mileage)
- 24/7 telephone assistance
- Door unlock
- Battery Boost
- Gas delivery
- Flat tire change