Fort McMurray Travel Trailer Insurance

Fort McMurray is a unique place to live. For many, it is a temporary base for work, and often there are not enough places to sleep. It’s also a paradise for those who love the outdoors. Both of these factors combined mean RVs are a popular option for recreation and part- or even full-time living. But did you know that if you are living in your travel trailer your insurance may not cover you year-round? Many policies are seasonal and will protect you only during the summer months when it is assumed you’ll be using your trailer most. For anyone using their trailer more than this, this is a big concern!

Luckily, RV Direct Insurance can help. No matter what size or type of RV you own, we have the policy that can cover it at an affordable price.

How much does travel trailer insurance cost in Fort McMurray?

Fort McMurray travel trailer insurance starts at $200 per year. The cost will increase as your trailer’s value goes up. It is also affected by your coverage options and other factors.

What affects travel trailer insurance rates in Fort McMurray?

The following factors can affect travel trailer insurance rates in Fort McMurray:

• How you use your trailer
• Your insurance and claims history
• The market price or purchase price of your trailer
• The make, model and year of your trailer
• Your demographics
• Your insurance options, including deductible, policy limits, and coverage

Our travel trailer insurance brokers in Fort McMurray help you find affordable coverage to suit your individual needs.

How to Get a Travel Trailer Insurance Quote in Fort McMurray

You can get a Fort McMurray travel trailer insurance quote by:

• Calling us toll-free at 1-866-771-7831
• Emails us at [email protected]
• Getting a quote online

What does Fort McMurray travel trailer insurance cover?

Travel trailer insurance in Fort McMurray can cover:

• Physical damage to your trailer, its contents, and outbuildings
• Premises liability if you have a permanent lot
• Personal liability if you’re a full-timer
• Emergency vacation expenses
• Roadside assistance
• Listing your trailer on Outdoorsy

Your policy is tailored to your individual needs by our travel trailer insurance brokers in Fort McMurray.

What isn’t covered by Fort McMurray travel trailer insurance?

Your policy documents will outline the exclusions in your Fort McMurray travel trailer insurance policy. These can include physical damage caused by:

• Insects, rodents, and vermin
• Extreme temperatures
• Criminal activity by the insured
• Slow leaks or seepage
• Rust or corrosion
• Wear or tear

You’re also not covered if you rent out your travel trailer, unless you have purchased the Outdoorsy endorsement and list it through that platform.

Can I add my travel trailer to my home policy in Fort McMurray?

Some home insurers in Fort McMurray will allow you to add your travel trailer to your home policy. However, not all will allow this. There may also be some drawbacks:

• Your trailer may not be insured to its full value.
• You may not have the same level of coverage.
• You’ll need to make a claim through your home insurance which means your rates will likely go up.
• You may have a higher deductible.
• You likely won’t have perks included like roadside assistance and emergency vacation expenses.

Does my truck insurance cover my travel trailer?

Your vehicle insurance extends its third-party liability coverage to include your travel trailer only while you’re towing it. This coverage pays for damages to others if you’re at-fault in an accident. It does not cover any physical damage to your trailer.