How is insuring a park model different than a home in Edmonton?
Insurance for park models is similar to a traditional home, but not exactly the same. This is mainly because a park model is susceptible to certain claims. For example, Edmonton gets a lot of hail but if your park model is in a different part of the province, it may have a different risk.
If you only use your park model seasonally, it will also have additional risks due to being left empty.
Industry-leading Claims Service Guarantee for Edmonton Park Models
Alberta is known for its fast-changing weather. Edmonton is no exception to this rule. We saw this with the infamous Pine Lake Tornado which hit in the summer of 2000. RV Direct Insurance and its insurance company, Elite Insurance, were the first to set up a mobile claims centre right at ground zero to help our clients. The owner of RV Direct brought his own RV to the scene and set it up to help with processing all the claims. Our insurance company was also one of the few that ended up covering damages from the tornado. This is a huge reason why we’ve continued to have a good relationship with our insurance company because they really do have our clients’ interests in mind. We do what we can to help our ‘family’ out.
We use the largest park model insurance company in Canada and have park model appraisers on staff who truly know these units inside and out. If you’re involved in a claim, these experts will quickly and effectively determine what needs to be done to fix your unit. That means you can get back to enjoying your park model sooner.
What type of policies do we offer for Edmonton park model insurance?
Our policies include physical damage coverage for your park model, its contents, and outbuildings like fences, sheds, garages, and decks. We also offer premises liability to cover you if someone gets hurt or has their property damaged while visiting you.
We offer the following loss settlement options for Edmonton park model insurance policies:
- Guaranteed Replacement Cost – If your unit is written off you will get a brand new unit similar to yours with no limit.
- Standard Replacement Cost – If your unit is written off you will get a brand new unit similar to yours up to the insured limit.
- Actual Cash Value – If your unit is written off you will only get back what you could have sold the unit for.
Contact RV Direct Insurance today to get a quote. It only takes a few minutes and the coverage is invaluable.