Edmonton Motorhome Insurance

Leave the city behind without worry thanks to Edmonton motorhome insurance – get a free quote today.

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If you’re escaping Edmonton’s cold winters or exploring the area’s beautiful nature during summer by motorhome, ensure you’re covered if an unexpected disaster strikes. Two of our most common claims in the Edmonton area are damage due to extreme weather and theft. Edmonton motorhome insurance can help you recover if you’re a victim of either

Why Choose RV Direct Insurance as Your Edmonton Travel Trailer Insurance Brokers

Choose RV Direct as your travel trailer insurance brokers in Edmonton to get:

  • We’re independent. We work for you, not an insurance company.
  • We specialize in Edmonton motorhome insurance Our brokers have extensive knowledge and experience in this type of insurance.
  • We offer great coverage at an affordable price Save money and have peace of mind when you camp.
  • We’re campers, too. We understand the lifestyle because we’re part of it.

How to Get a Motorhome Insurance Quote in Edmonton

To get an Edmonton motorhome insurance quote, you can:

Our brokers are happy to answer any of your questions.

What does Edmonton motorhome insurance cover?

Motorhome insurance in Edmonton can cover:

  • Physical damage to your motorhome, its contents, and outbuildings – if your motorhome is damaged by an insured peril like fire or hail or collision, you’ll be covered for repairs or replacement. This includes direct compensation property damage coverage, as of Jan 1., 2022.
  • Third party liability and accident benefits – if you’re at fault in an accident, this covers legal expenses to others as well damages like repairs or replacement of their vehicle; accident benefits helps cover your related medical expenses and other benefits if you’re involved in an accident
  • Personal liability (if you use your motorhome full-time) – if someone gets hurt while visiting your motorhome or is hurt due to your unintentional actions, this helps cover your legal expenses including defense costs, settlements and awards

Exactly what coverage you’ll need will depend on your individual situation. For example, if you’ve permanently parked your motorhome, you may need contents and outbuilding coverage but don’t need the third-party liability or accident benefits. If you travel full-time, your needs will be different than someone who only uses their motorhome to escape Edmonton’s long, cold winters.

Our motorhome insurance brokers in Edmonton can advise you on what coverage you need.

What affects motorhome insurance rates in Edmonton?

The following factors affect motorhome insurance premiums in Edmonton:

  • The type of motorhome
  • The size of your motorhome
  • Your motorhome’s year, make and model
  • The market value or purchase price of your motorhome
  • How you use your motorhome
  • Your driving record
  • Your insurance history
  • Your choices regarding your deductible, coverage, loss settlement and policy limits

Our Edmonton motorhome insurance brokers are here to help you get the right coverage and save money on your premiums.

Do I need motorhome insurance in Edmonton?

If you drive your motorhome, you are required to carry a certain amount of third-party liability and accident benefits coverage by law. Other protection is optional.

We recommend motorhome insurance if you couldn’t replace your motorhome or its contents easily out of pocket. Motorhome insurance will help you get back to camping or snowbirding faster and helps reduce the financial burden on you if disaster strikes.

If you travel full-time in your RV or snowbird, we especially recommend having motorhome insurance.

Our motorhome insurance brokers in Edmonton are happy to answer your questions and advise you based on your specific situation.

Does my home or car insurance policies cover my motorhome in Edmonton?

No, your home or car insurance policies will not cover your motorhome. You’ll need a separate motorhome insurance policy in Edmonton.