Whether you’re planning on using your travel trailer to explore the great outdoors or to escape Airdrie’s long winters, you’ll need travel trailer insurance. Why? If your trailer is damaged, you don’t want to pay to repair or replace it entirely out of pocket. Our travel trailer insurance can help cover these costs and can also come with perks like emergency vacation expense coverage and roadside assistance.
Want to learn more or to get a quote for travel trailer insurance in Airdrie? Contact us today.
Is Travel Trailer insurance required in Airdrie?
Travel trailer insurance isn’t legally required in Airdrie. However, if you’ve financed your RV, your lender will likely require you to have insurance coverage. It’s also a good idea to have if you couldn’t afford major affairs or to replace your travel trailer if it’s damaged.
No one wants to think of the worst-case scenario but if you’re involved in an accident, you’ll be prepared to face the aftermath without worrying with proper insurance coverage.
Does my car or home insurance policy cover my Travel Trailer?
It depends. If you’re in an accident at any point on your adventure, of course you want to be protected. But your car insurance policy will only offer liability insurance and your home insurance may only offer limited protection or even none at all.
A car insurance policy will only cover you for third-party liability insurance for your trailer when you’re towing it. If you’re in an accident, your insurance will not cover any damage to your trailer. In some cases, another driver’s insurance may cover repair or replacement but will depend on the situation and their coverage.
Some home insurance companies will allow you to add your travel trailer to your policy. However, there are several potential cons to doing this:
- Limited coverage
- Eligibility requirements
- Full value insurance is dependent on your trailer.
- Home rates can increase due to claims.
Not every insurer will allow you to add your trailer to your policy either.
It’s advised to chat with a travel trailer insurance broker in Airdrie about your specific needs before you head out on the open road.
What does travel trailer insurance cost in Airdrie?
The cost to insure your travel trailer in Airdrie starts at $200 per year. The final cost will depend on many factors, including the type and value of your trailer. Travel trailer insurance in general more affordable but it will depend on your trailer and how you use it.